Drinking and Travel Do Not Mix

First let me explain… By no means are we talking about no alcoholic beverages at all, that would neither be realistic or fun.  What we want to get across in this message is… “Drink Responsibly – Drink in Moderation.”  Now that sounds a bit more doable. Fact: For many vacationers their vacation may entail a certain degree of drinking alcohol and partying – this is to be expected.  But do you kno...
Read More

Travelling With Food Allergies

Recently I was out with a group of friends for dinner at a downtown restaurant in Toronto. As always, it's good to get together with friends, family, co-workers or peers, to catch up and share stories.  So it wasn't an unusual setting for one of the ladies to mention that she has severe seafood allergies and would appreciate it if none of us ordered anything with seafood.  We all, with concern, im...
Read More

Travel and Medical Bills

We need to do a better job educating the the youth with regards to risk management. Unfortunately many of them do not even think of getting travel insurance. And for those who do give it a consideration, they think they don't need it. Mainly because they are healthy and they truly believe at this stage of their lives they are invisible. When questioned, a usual response would go something like thi...
Read More

World Travel Insurance

No matter where you are in the world, we can provide you with travel insurance protection.  The added peace of mind that comes with travelling and knowing that even if the unexpected happens you will be taken care of.  The good thing about getting World travel coverage is that you can even purchase it, even after you have left home.  Many companies require you to be in your home country when you p...
Read More

Trip Cancelled/Interrupted

Sometimes plans don't go according to the way they were supposed to go, and this can end up being quite costly and also disappointing.  And while disappointment is a variable that in some cases cannot be changed, financially you do not necessarily have to be out-of-pocket. If travel plans are cancelled prior to departure, or if they are disrupted after leaving, travel costs may be reimburse...
Read More

Visitors to Canada

So you have visitors coming to Canada...Welcome We trust they will have a safe and healthy stay while visiting our land of beauty. But what if while on their visit away from home, they experience an unforseen illness or injury.  Are they prepared? Purchased prior to arrival in Canada, your visitors coverage will become effective on the day they arrive.
Read More

Out of Country or Province

 Your Provincial insurance does not cover your travel plans outside your province.  For example travel outside the province of Ontario and OHIP will only cover the cost of what it would be if you were at home.  If you are within Canada the cost will be the difference to that Provincial plan. However if traveling outside of Canada the difference in costs will probably be staggering and could leave...
Read More

Giving Your Travel Some Thought

Travel today can we quite harassing there is so much to consider when deciding on where your next vacation or trip will take place.  Consider this amongst all the glamorous headlines and descriptions of white sandy beaches, breath taking sunsets, swaying palm trees and sun soaked mornings, there is the reality of traveling today.  You have to consider the potential diseases that are present at the...
Read More

Trip Cancellation/Interruption

When Plans Don't Go As Planned
Read More